Survival designs with time-varying covariates (TVCs) are commonly Employed in the literature on credit score hazard prediction. On the other hand, when these covariates are endogenous, the inclusion treatment has become limited to procedures for instance lagging these variables or treating them as exogenous. That brings about doable biased estimato… Read More

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The inclusion of your time-varying covariates into survival Assessment has led to better predictions of time to default in behavioural credit scoring designs. However, when these time-varying covariates are endogenous, there are two significant problems: estimation bias of your survival model and lack of a prediction framework for future values of … Read More